Garfield A. Fray, CPA, CGA, LPA, CFE
Garfield’s public practice began in 1990 and includes seven years’ experience with Big Four accounting firms and 12 years in Internal Audit. As an internal auditor, he created operational efficiencies within companies to increase cost effectiveness, improve business efficiencies and improve the bottom line.
Today his passion and expertise extends beyond traditional Licensed Public Accounting and tax services to being “your financial ally”. He is genuinely interested in hearing about your biggest financial fears and helping you deal with money secrets that keep you up at night as you worry about your business, personal life or future. Through individual and group services, Garfield enables his clients to achieve financial freedom and build their personal wealth so they can make decisions that lead to more fulfilling lives. He is the author of Your Wealth by Design: How Ordinary People Can Achieve Financial Freedom before Retirement.
Garfield supports individuals and business owners in their journey toward financial freedom. Why? Because having financial freedom brings peace of mind, less stress and excitement about the future. He wants people to have more than just the ‘routine of life’ and to be able to pursue their dreams, whatever they may be. To do that, he goes beyond preparing financial statements and tax returns to moving business owners through the 6 growth barriers, from “Invisible to Power,” which helps individuals to achieve financial freedom.
Garfield has taken specialized training courses to augment his financial and accounting services, including Sales Partners Worldwide, Rich Dad Education, The One Page Business Plan, Ontario Mortgage Licensing and Neuro Linguistic Programming. Current memberships include but are not limited to:
- The Chartered Professional Accountants of Ontario
- The Association of Certified Fraud Examiners (USA)
- The Association of Chartered Certified Accountants (UK)
- The Institute of Chartered Accountants of Jamaica
Garfield actively serves several community-based charities and he also mentors foreign-trained accountants, while being a proud husband and father of two children. He looks forward to helping you grow your business and achieve financial freedom before you retire while keeping you compliant with CRA tax requirements.